Market monitor
The housing market,and what it means for you.
The latest England housing figures and news as they land, from Bank Rate to sold prices. Every note says what happened and what Jon thinks it means if you are buying or selling.
Figures update automatically from the Bank of England, HMRC and HM Land Registry. Sold prices cover the 12 months to June 2026 in England; mortgage approvals and sales are the latest monthly releases. Last checked 7 October 2026.
Latest notes
What changed, and why it matters.
Short, dated notes on the news that affects people buying and selling homes in England, each with an independent view for both sides.
- Mortgage approvals and completed sales both dipped in AugustMortgage approvals fell to around 55,000 in August and completed sales slipped too. What the figures say about the market that buyers and sellers face now.
- Bank Rate held at 3.75%, but fixed mortgage rates are climbingThe Bank of England held Bank Rate at 3.75%, yet fixed mortgage rates have risen. Why that happens, and what it means if you are buying or selling a home.
- Your First Home: the new 2.5% deposit scheme for first-time buyersA new government scheme will offer 2.5% deposits with a 20% equity loan on new-build homes in England. What we know, what is still to come, and the questions to ask.
Going deeper
From headlines to your decision.
For what the figures mean in your own area, see sold house prices by town and council area. For the decisions behind a move, from valuations and surveys to renegotiating, see our advice guides. And if you want a view on your own situation, tell Jon about it.