Property advice

The questionspeople actually ask.

Plain-English advice for buyers and sellers in England, organised around real problems rather than jargon.

Stone cottages along a narrow English street

Advice library

Start with the problem.

Practical guides written from experience, with more being added. If your question is not covered yet, tell Jon about your situation.

Surveys and valuation reports

Down-valuation: what to do when the lender values the house below your offer

The mortgage valuation came in below the price you agreed. What it really means, why it happens, and your options before the purchase falls apart.

Why your property may not be selling

Viewings without offers, offers without progress, and how to tell the market from the marketing.

Estate agent decisions

Choosing an agent, reading valuations, agreements, sole agency and whether to change.

Pricing, offers and negotiation

Asking prices, low offers, competing buyers and knowing when to hold or move.

Difficult sales and transactions

Stalls, pull-outs, broken chains and keeping a move together.

Buying a home

The right house, the right offer and the questions to settle before you commit.

Surveys and valuation reports

What a worrying survey or lender valuation really says, what is routine, and what to do next before the deal dies.

Buying and selling together

Timing, sequencing and the moving parts of a two-sided move.

How the advice works

Your move stays your decision.

JPPC gives independent professional advice. It does not take over from your estate agent, solicitor or mortgage adviser. If you have an agent, you remain their client.